Bob Financial Agreement

July 2018: BOB Financial Solutions Limited (formerly known as Bobcards Limited) announced its flagship “Nirmaan” project to offer pre-approved credit cards to help private customers worthy of parent company Bank of Baroda. BOB Financial has entered into a three-part agreement with Bank of Baroda and TransUnion CIBIL under which TransUnion CIBIL implements the credit policy and proprietary credit assessment on the basis of TransUnion CIBIL CreditVision® variables to identify previously authorized customers for the Bank of Baroda 5X. 24.6 credit card series. To obtain a replacement card, you must email a request to wbc@bobfinancial.com BOB Financial Solutions Limited (formerly Bobcards Limited) was founded in 1994. It is a non-bank financial company that is wholly owned by Bank of Baroda, one of India`s leading banks. The company`s main business is in credit cards, its main distinguishing feature being simple and easy-to-understand products, maintained at fair and efficient prices. For more information, see www.bobfinancial.com. Mr. Manoj Piplani – MD – CEO of BOB Financial Solutions Limited, said of this initiative: “As part of the Nirmaan project, we are committed to providing financial flexibility to Bank of Baroda customers by providing quick and convenient access to credit in the form of pre-approved credit cards. Bank of Baroda has over 7.8 crore customers and we are focusing on increasing credit card penetration to drive exponential growth. The availability of TransUnion CIBIL credit information helps us make real-time decisions for customers with a good credit history. BROOKFIELD, Wis., MUMBAI, India–July. 29, 2020 — BOB Financial Solutions Limited (BFSL), a wholly-affiliated subsidiary of Bank of Baroda, Fiserv, Inc. (NASDAQ: FISV), the world`s leading provider of payment and financial services solutions, has opted to digitize their issuance and end-to-end card processing and to support the launch of several new, high-tech products, such as contactless credit cards, jekenisation and integration with branded currency exchanges and virtual credit cards.

You confirm and confirm that any default on your part regarding a loan and/or financial instrument with one of the Bank of Baroda`s subsidiaries is also considered a late payment under this card agreement. Mastercard is a global technology company in the payments industry. Our mission is to connect and manage an inclusive digital economy that benefits everyone wherever transactions are secure, simple, intelligent and accessible. By using secure data and networks, partnerships and passions, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our quotient of decency, or DQ, drives our culture and everything we do inside and outside our company. With connections in more than 210 countries and territories, we are building a sustainable world that unlocks invaluable opportunities for all. 18.4. DUTY TO NOTIFY US: If you find that your card is lost, stolen or used or PIN or any details or certain of your card or card account, you should contact us immediately on 1800 225 100 / 1800 103 1006 (24 x 7 All India Toll Free) or text message at `91 932380335 or by email wbc@bobfinancial.com.